We can't possibly foresee what the future holds for us, and in certain circumstances, we might even find ourselves in tough financial situations.
Small amounts of cash makes it hard to borrow from banks while perhaps the embarrassment from asking friends and family might deter many.
However, if you are thinking of borrowing money from licensed moneylenders, be very careful.
Things like payday loans, log book loans and doorstep lending can seem an easy solution, but can make a bad situation worse.
They're often a very expensive way of borrowing, so always try to find other ways.
One alternative is to refer your employer to Empala. See more at: https://empala.co/benefits/employee