How empala works
Empala plugs seamlessly into your business, with no additional cost to you, no changes to cashflow. A win-win situation for you and your employees
How does Empala work?
  1. Empala will plug into your payroll/accounting system
  2. To start using us your employees install our app that shows them their earned pay and how much can they withdraw
  3. When employees wishes to withdraw their earning early, they just need to request it via the app and Empala will transfer the money same day
  4. Empala charges a small commission of the drawn down amount and S$ 0.5 for bank transaction
  5. At the end of the month you pay salary to employees as you normally do. This amount goes to us first, we deduct amounts already settled and send payouts to your employees
  6. The whole process is simple and easy
Are you a lending company?
Nope, we are financial wellbeing company. We are focusing on helping employees escape from the financial trap of pay day loans and expensive overdraft fees
How does Empala make money?
We charge a small commission fee when employees draw down their wages early. Usually the fee is between 1% - 3% depending on our agreement with the company.

We do not sell any data. We do not make money on ads and we do not charge interest
Who funds the on demand payout?
In the first month either the employer or Empala will provide the pool of money needed for the on demand pay. After the first payroll cycle has run the pool comes from the payroll.
Help us help your employees
Signup for our waiting list to start paying your employees when they need it
No cost for the company
There is no additional cost to you when you use Empala.

We charge employees a small commission per draw down

As an employer you can chose to subsidise the commission of your employees
No impact on your cashflow
When you use Empala your cash flow stays the same.

Empala finances the advanced payments and settle with you when you do your payroll.

No need for more admin work. It's simply business as usual

Getting started is a breeze
Start doing on demand pay with Empala within a month.

We integrate with your existing payroll solution

You can approve draw downs through our easy to use app
Join us today
Join us and empower your employees so that they apply faster, work harder and stay longer
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