Get your pay on demand
Say goodbye to monthly paydays. Spend smarter, and create a budget, effortlessly! Get started in less than 2 minutes.

Payday, meet Empala

Empala gives you instant access to money you've earned at work. Empala also uses the latest technology to help you be better at budgeting. Give it a try
1. Connect your employer
Sync your salary account so we can detect your pay schedule and spending
2. Select how much you need
Cashout up to SGD 200 of your wages instantly into your bank account
3. Easy payback
Flexible repayments of up to 4 weeks. No interest or hidden fees
Explore Empala
PayDay, Everyday
Need extra cash for an unplanned bill? Short on cash until your payday? Now you can cash out a portion of your Pay On Demand! Instantly deposited into your account within 60 seconds! Flexible installments of up to 4 weeks with a fixed 5% fee. No interest, no hidden costs.
Build up your financial resilience and know exactly how much you're earning throughout the month by tracking your earnings in real-time.
Track earnings
Become better at budgeting
Budgeting is hard, and we get it. So we decided to help you. Empala analyses your past spending to automatically create a budget specially curated for every individual.
We're on a mission to change this...
Pay cycles hold back money you've earned
Traditional pay cycles make you wait for your pay. With Empala every day can be your payday1
High interest payday loans are unfair
Payday loans charge 60% in interest & fees! We think that's daylight robbery
Budgeting is hard, and we get it
Empala analyses your historic spending to automatically create a budget tailored just for you
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Financial stress ends now,
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Empala is the first app to provide on-demand salary access with personal finance management.
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